Financial Statement Software | Personal Financial Spreads

Powerful

Personal financial spreads, five-year projections, and loan presentation documents are all part of the fisCal package. 

Your client’s past performance can quickly be compared to RMA’s Annual Statement Studies and the proposed debt integrated into a proforma statement to demonstrate the effects on profit and cash flow.

With state-of-the-art graphics and reporting capabilities, plus the ability to interface with other loan documentation software, fisCAL’s power is at your fingertips.

Using the latest tools, fisCAL was developed to support customized data entry templates and a comprehensive reporting system that exports to PDF, Word, and other formats.  We’ve made it easy to let the power of fisCAL work for you.

Reliable

With twenty years of proven experience and satisfied customers from coast to coast, fisCAL has a reputation of stable software and solid customer service.

Technical Support is available to answer your questions and help you succeed. 

Call us at (800) 248-5550, Monday – Friday from 9 a.m. – 5 p.m., ET.

To equip you and your staff to utilize the full scope of fisCAL’s capabilities,

training is available at your location or several times a year in Charleston, SC.

Comprehensive

It’s all here - from ratios, trends, and industry comparisons to projections and credit underwriting.  Using your client’s financial statements, fisCAL will enable you to review past performance and project trends, compare data to RMA’s Annual Statement Studies™ data, and produce comprehensive quantitative analyses.

fisCAL can retrieve credit reports and scores from the major bureaus and incorporate the results into your decision.

Credit underwriting is made easy with fisCAL’s ability to evaluate a client using the “Five Cs of Credit.”  Quickly analyze cash flow, evaluate key forward predictors, review subjective external factors, and add notes to justify overrides.

Risk ratings and portfolio analysis and reporting have been added to fisCAL to meet your risk management requirements. fisCAL’s new comprehensive financial analysis is designed to offer you an array of tools to enhance productivity and make your commercial and business lending decisions fast, solid, and efficient.