Member Business Lending | Credit Union Commercial Lending

Credit Unions providing Commercial Lending or Member Business Lending services can enjoy peace of mind and ease of lending with FISCAL and ExceptionComplete. NCUA Rule 723.6 states lending parameters from the initial application through to the final pay-off of the loan. FISCAL and ExceptionComplete provide the tools needed to comply with these regulations, at prices you can afford. The products can be used singly, or as part of a FISCAL Credit Suite installation. Credit Unions around the country have been using FISCAL Credit Suite products since 1986. Join them today. Call 800-248-5550 for information.

FISCAL, our financial statement spreading software, is designed to provide large benefit savings while reducing credit risk and exposure – via unparalleled flexibility, seamless data integration, comprehensive reporting, and the ability to make rapid, confident loan decisions.

ExceptionComplete provides complete document tracking, collateral monitoring, and exception tracking through reports, reminders, and letters. Even complicated related party liabilities and guarantor responsibilities are handled with ease. Nothing falls through the cracks.

Complete the suite with CrossLink, our versatile and robust core interface utility. CrossLink provides scheduled updates from core system data, transfer of data between programs, and log files to show performance. It can easily be custom tailored to your systems and your data fields.

Call 800.248.5550 or email us today!

FISCAL

  • Statement spreading
  • Business and Personal Global Cash Flow
  • Industry comparisons and benchmarks, updated annually
  • Personal financials
  • Projections including the proposed debt
  • Complete Credit Memo production
  • Combine financials for the big picture
  • And much more

ExceptionComplete

  • Exception and document tracking
  • Related parties reports
  • Indirect liability for guarantors
  • Collateral and covenant monitoring
  • Reports
  • Ticklers and reminders
  • Standard and tailored letters
  • Provide warnings on troubled loans