You need deeper insight. You need clarity.
If you review financial statements for consulting or lending, you need
FISCAL ANALYZER combines financial statement spreading and analysis into a single application to improve efficiency in business assessment and credit decisioning. Purpose-built for non-depository lenders and consultants, FISCAL ANALYZER saves you time by automating manual tasks and standardizing procedures while increasing the quality and depth of your analysis.
HELPING YOU HELP YOUR COMMUNITY AND BUSINESSES
Get working right away with our familiar spreadsheet format. FISCAL ANALYZER stores your data, eliminating redundant data entry and allowing for as much or as little detail as you want to see. Keep things moving with all the information you need on a business or borrower flowing through to detailed analytics and actionable reporting.
FISCAL combines the capacity to repay, i.e. cash flow analysis, with an in-depth analysis of balance sheet accounts, to demonstrate the strength or expose the weakness of your borrower.
Comparison to industry peer group data
Global cash flow
For almost 30 years, FISCAL has helped organizations help grow their communities through expanding economic opportunities. If your institution’s mission is to provide resources and services to maximize economic prosperity, manage growth, and address the ever-changing needs of the constituent communities, FISCAL is right for you. FISCAL operates in the familiar Windows environment, making it easy to install and maintain the software and its database.
Each applicant’s ability to repay the loan must be carefully analyzed. FISCAL provides analysts with a clear view of the potential borrower’s financial statements. Ratio analysis, trends, projections, Industry Benchmark comparisons – all these functions and more are available for use in evaluating a proposal. FISCAL’s reports can easily be used as documentation for funding requests and loan proposals.
Coach and advise clients on financial management issues, and provide clients with detailed projections/proforma statements to be used as a guide for strategic decisions.
Coast to coast, for 30 years, FISCAL has been the tool of choice for SBDC offices, providing valuable insight and guidance to entrepreneurs.
Analyze and dissect the financial strengths and weaknesses of clients. Based on this information, coach and advise clients on financial management issues, and provide clients with detailed projections/proforma statements to be used as a guide for strategic decisions. FISCAL can also be used to prepare funding requests for clients.
REASONABLE PROJECTIONS AND MODELS
EXPLORE OPPORTUNITES, EXPANSION, AND CHANGE
HIGHLIGHT POSSIBLE AREAS OF CONCERN
MODIFY OPERATIONAL STRATEGIES BEFORE TROUBLE OCCURS
FISCAL’s easy-to-use data entry templates and concise financial reports allow you to quickly put together a strategic financial management plan for your client. Generate break-even analysis, EBITDA and cash-flow analysis, and calculate the key strategic ratios.
In just a few steps, FISCAL creates a comprehensive projection/proforma that can be used to guide financial decisions and planning.
What you get:
- Clear-cut data entry forms corresponding to standard financial statements
- Detailed and summary reports with graphs and charts, exportable in a variety of formats
- 1 – 5 year and monthly projections with variable assumptions and seasonal fluctuations
What you can do:
- Prepare statements for clients for presentation to lenders and governing boards
- Help clients prepare for audit, regulatory examination, and compliance documentation
- See at a glance where and where immediate corrective action is needed
TRADE CREDIT MANAGERS
If you are responsible for approving and extending trade credit, you need the power and flexibility of FISCAL.
Quickly enter financial statement or tax return data and generate a full set of comprehensive reports showing the ability of the potential borrower to repay debt. FISCAL’s comprehensive financial statement analysis includes bankruptcy prediction, seasonal trends and projections with variable assumptions, cash flow, and ratios, all with benchmark comparisons. Establish acceptable limits, terms and discounts applicable to the specific industry, company, and credit extended. Protect your sales revenue by ensuring your company gets paid.