FISCAL is statement spreading & exception tracking software built for you.
Don’t let tedious and error-prone spreadsheets slow you down; boost efficiency and accuracy from analysis and decisioning to loan exception and tickler tracking. Streamline data entry, eliminate errors, and generate reports quickly, so you can focus on building relationships.
Who is FISCAL for?
FISCAL is focused on providing spreading and tracking software to community banks and credit unions for their small business lending.
People usually buy FISCAL Forward and FISCAL TRACKING because they have outgrown Excel for financial statement spreading and loan exception tracking. They like Excel’s flexibility, but are looking to increase the efficiency of the input and the consistency of the output — they need better tools.
FISCAL customers include departments of one and those with dozens of users. FISCAL Forward is built for people who typically work with tax returns, not audited financials, and put together deals that rely on the strength of the guarantor in order to cash flow. They are focused on Global Cash Flow and don’t want software to “just do it for them,” because their deals require the kind of adjustments only human beings can make. Similarly, FISCAL TRACKING is built for those who are looking to bring all their exceptions and tickler into a single system – all the things you need to keep up with: tax returns and financial statements, covenants, UCCs, collateral documents, insurance, etc. They are looking for the efficiency of standardization with the flexibility to make changes as needed.
If this sounds familiar, we work with people just like you all the time! Our statement spreading and exception tracking software is built for you.
FISCAL is focused on you.
Statement Spreading and Analysis
FISCAL Forward streamlines your underwriting process — without imposing structures that really work for large banks with large borrowers. We understand how community banks and credit unions work, so FISCAL delivers standardized, consistent, flexible spreading and analysis, which means you have more time for building relationships and maximizing returns.
Standardization
Reduce time spent with tax form import and easy data entry.
Consistency
Eliminate confusion and frustration with predictable reports and options.
Flexibility
Avoid the headache of rigid systems with convenient, real-world adjustments.
Exception and Tickler Tracking
FISCAL TRACKING streamlines your process for tracking loan exceptions, financial ticklers, and other loan documents with a system that works great right out of the box, and built-in flexibility to make changes globally or on the fly. Whether the department handles 20 loans or 20,000, we make it easy for community banks and credit unions to keep their portfolios clean.
Standardization
Stay ahead of exceptions with pre-built checklists and an intuitive process.
Consistency
Keep everyone in sync with real time reporting on what you have and what you need from every borrower.
Flexibility
Make easy, case-by-case adjustments as needed.
Why FISCAL?
FISCAL streamlines statement spreading and exception tracking for community banks and credit unions, effectively balancing consistency and flexibility.
People find the familiar spreadsheet templates and checklist formats easy to use. You gain the efficiency of standardized input, without losing the option to make necessary, deal-specific modifications. You can add as much or as little detail as needed, without rigid restrictions or requirements, putting you in control.
FISCAL is not a massive end-to-end solution with black box auto-decisioning and a one-size-fits-all workflow. Our targeted spreading and tracking solutions work with YOUR processes, equipping you with just the tools you need to do what you do better, faster and more easily.
FISCAL helps you get the job done.
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