Normalizing Unusual Financial Statements
When looking at a 3-year spread, what do you do if one of the statements…
Benefits of a Tickler System Software
Because so many of our clients were keeping up with ticklers in Excel prior to…
How FISCAL Helped Banks and Credit Unions During COVID-19
The COVID-19 pandemic has changed the way people run their businesses indefinitely. Not only have…
How to Correctly do a Debt Service Coverage Analysis (DSCR)
A good debt service coverage ratio analysis is the primary factor in demonstrating a business’s…
Global Cash Flow Analysis: How to Get it Right
When it comes to small business lending, you already know that conducting a global cash…
How Excel Might be Slowing Down your Efficiency- FISCAL SPREADING
Decades ago, the introduction of spreadsheet software mostly eliminated the physical act of “spreading” financial…